Small home loan

Realize your home ideas the smart way

Borrow up to 20,000 euros - replace the windows, insulate the house, install a new heating or ventilation system. The loan is also suitable for other repairs, home improvement or partial payment of the property purchase. Fill out your application online and get a personal offer in minutes.

ib.smallHomeLoan.header.imageAlt

Calculate your monthly payment

Estimate your monthly payments based on the chosen loan amount and time period.

Monthly payment
-

The calculation is approximate and may differ from the conditions offered to you. Please submit a loan application to receive a personal offer.

Small home loan is smart and simple

Give your home a new lease of life. Update your furniture, add a terrace to your home, or build a garden house. Inbank small home loan is issued without any collateral or down payment.

ib.smallHomeLoan.benefits.lowInterest.imageAlt

Fixed payments

Interest rate from 7,9% per year. Equal payments from start to finish.

ib.smallHomeLoan.benefits.earlyRepayment.imageAlt

More flexibility

No down payment needed. Start paying in 3 months.

ib.smallHomeLoan.benefits.quickAndEasy.imageAlt

Quick and easy

The online application process takes just a few minutes.

ib.smallHomeLoan.benefits.instantDecision.imageAlt

Instant decision

Money transferred to your account within one working day.

Apply and sign wherever you are

Fill out the application and sign the contract online. In case of a positive decision, receive money on your bank account the very next day.

01

Fill in the form

Choose a suitable monthly payment and fill in the loan application. You’ll receive a credit decision immediately.

02

Sign the agreement

Identify yourself and sign the contract using Smart-ID or eID.

03

Receive the money

We’ll transfer the loan amount to your bank account within one working day after signing the contract.

What's your plan?

Creating a home is about building a future, making memories, and achieving important milestones. Don't let anything hold you back from turning your dream into a reality. With a small home loan, you can make it happen.

Home improvement and repair

ib.smallHomeLoan.upsell.imageAlt ib.smallHomeLoan.upsell.imageAlt

Carry out a bigger or smaller renovation, replace time-worn kitchen equipment, or revamp your living space with new furniture.

Real estate purchase

ib.smallHomeLoan.upsell.imageAlt ib.smallHomeLoan.upsell.imageAlt

Make a down payment on your new home, a plot for a vegetable garden, or add a garden house to your property.